Very often, a simple home-owners policy will not provide adequate coverage for your fine jewelry. For that reason, we typically recommend purchasing an all-risk personal jewelry insurance policy to cover loss and/or damage. Your fine jewelry investment should have adequate protection, and specific jewelry insurance will provide that peace of mind, which is invaluable when you consider the alternative. If you are seeking jewelry insurance, we would suggest Jewelers Mutual Insurance Co. They offer policies that are competitively priced, and provide comprehensive all-risk coverage. Simply visit their website at to receive quotes online and apply for coverage.

Jewelry insurance should only be sold by a licensed, state authorized agent. If it’s not – you are not getting the kind of all-risk coverage a real insurance policy company offers.

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Why Fredric H. Rubel Jewelers recommends Jewelers Mutual.

We are happy to provide you with further jewelry insurance information upon request. If you have any questions, feel free to contact us at